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Independent living

Trails at Carmel Creek

Independent living in Hutto, Texas

Checked November 2, 2026

Provider details
Address300 Carl Stern Dr, Hutto, TX 78634
CityHutto
StateTexas
Phone(512) 846-4014
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments61
Housing programHUD elderly-designated multifamily housing
Income restrictedNo

Trails at Carmel Creek offers senior affordable housing apartment residences in Hutto, designed for comfortable independent living. Homes come in one- and two-bedroom floor plans ranging from about 713 to 1,131 square feet, with full appliance packages and washer and dryer hookups. Residents share a community room with a kitchen, an auditorium for movies, and a business center with WiFi, with on-site management and maintenance teams on hand.

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Trails at Carmel Creek

Where is Trails at Carmel Creek located?

Trails at Carmel Creek is at 300 Carl Stern Dr, Hutto, TX 78634.

How do I contact Trails at Carmel Creek?

Call Trails at Carmel Creek at (512) 846-4014.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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