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Home › Providers › Ohio › Lima › Luther Pines

Independent living

Luther Pines

Independent living in Lima, Ohio

Checked November 2, 2026

Provider details
Address805 S Mumaugh Rd, Lima, OH 45804
CityLima
StateOhio
Phone419-225-9045
Websitehttps://genacrosslutheranservices.org/luther-pines/
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments109
Housing programHUD Section 8 project-based assistance
Income restrictedYes

Luther Pines is a subsidized apartment community in Lima for people age 62 and older, run by Genacross Lutheran Services on 50 heavily wooded acres east of Lima. Residents pay 30 percent of their adjusted income for a ground-level one-bedroom apartment, with utilities other than telephone and cable TV included. An on-site service coordinator helps residents arrange meals, home health care, and housekeeping, and activities such as bingo, card parties, and monthly birthday parties are offered.

More about this provider

Genacross Lutheran Services describes Luther Pines as a subsidized, affordable apartment community for senior independent living on 50 heavily wooded acres east of Lima, with one-bedroom ground-level apartments of approximately 540 sq. ft. (living room with dining space, full bath, kitchen with range, sink and refrigerator, patio, individually controlled heat and air conditioning), a central hallway to lobby, social areas, laundry and mailboxes, a community room and kitchen, its own shelter house, convenient parking, cable TV for an additional fee, a non-smoking campus, and small pets welcome.
Services and programsInterior maintenance of electrical, heating, air conditioning and plumbing systems, plus exterior maintenance including lawn care and snow and trash removal, at no extra cost. Social opportunities include card parties, bingo, Bible studies, lunch outings and monthly birthday parties. An on-site service coordinator helps residents arrange services such as meals, home health care, and housekeeping. Transportation is available through local senior transportation services.
Who it servesPrimarily individuals age 62 years or older; 10 percent of the apartments are for individuals 18 years or older who have a disability and need the features of an accessible unit. Eligibility is designed for extremely low-income (not over 30 percent of median family income) and very low-income (not over 50 percent) individuals, and seniors of all faiths are welcome.
Payment types it statesResidents pay 30 percent of adjusted gross annual income; all utilities except telephone and cable TV are included in the rent; a security deposit equal to one month's rent is required before moving in; an income limit applies.
Visiting and contact detailsLuther Pines, 805 S. Mumaugh Road, Lima, OH 45804; Phone: 419.225.9045; Fax: 419.225.5729; Service Coordinator Molly Teague: 419.225.6009.
Websitehttps://genacrosslutheranservices.org/luther-pines/

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Luther Pines

Where is Luther Pines located?

Luther Pines is at 805 S Mumaugh Rd, Lima, OH 45804.

How do I contact Luther Pines?

Call Luther Pines at 419-225-9045.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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