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Independent living

Judson Terrace Homes

Independent living in San Luis Obispo, California

Checked November 2, 2026

Provider details
Address3000 Augusta St, San Luis Obispo, CA 93401
CitySan Luis Obispo
StateCalifornia
Phone(805) 544-1600
Websitehttps://www.humangood.org/judson-terrace-homes/apply
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments107
Housing programHUD Section 8 project-based assistance
Income restrictedYes

Judson Terrace Homes in San Luis Obispo is a HumanGood affordable housing community for low-income seniors, with 107 apartments. At least one applicant must be 55 years of age, and the community keeps a waiting list for homes as they become vacant. Built in 1971, it was the first affordable housing community built by ABHOW. A major redevelopment completed in 2020 brought upgraded interiors, renovations, and improved amenities for residents.

More about this provider

Judson Terrace Homes is a HumanGood affordable housing community in San Luis Obispo, Central California, with 107 apartments, originally built in 1971 as the first affordable housing community built by ABHOW, providing seniors with a safe, secure place to call home; a major redevelopment completed in 2020 brought upgraded interiors, renovations and improved amenities.
Services and programsWaiting list maintained to track interest and make apartments available as they become vacant; applications distributed only when the Waiting List is open and may also be obtained at the community
Who it servesLow-income senior housing; at least one applicant must be 55 years of age at time of application; occupancy limited to a maximum of two persons per bedroom
Visiting and contact detailsApplications may be obtained at the community; waiting-list applications distributed only when the Waiting List is open (see top of HumanGood apply page)
Websitehttps://www.humangood.org/judson-terrace-homes/apply

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Judson Terrace Homes

Where is Judson Terrace Homes located?

Judson Terrace Homes is at 3000 Augusta St, San Luis Obispo, CA 93401.

How do I contact Judson Terrace Homes?

Call Judson Terrace Homes at (805) 544-1600.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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