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Independent living

Judson Terrace Lodge

Independent living in San Luis Obispo, California

Checked November 2, 2026

Provider details
Address3042 Augusta St, San Luis Obispo, CA 93401
CitySan Luis Obispo
StateCalifornia
Phone805-544-1600
Websitehttps://www.humangood.org/judson-terrace-lodge
Age requirement62 and older
Age rule basisSection 202 is HUD's housing program for elderly households; eligibility requires the head of household to be age 62 or older.
Apartments32
Housing programHUD Section 202 PRAC
Income restrictedYes

Judson Terrace Lodge is a HumanGood community in San Luis Obispo offering affordable apartments for low-income seniors. At least one applicant must be 62 or older to be eligible, and homes are offered from a waiting list as apartments become vacant. People who want to apply can download the application package from the community's page or pick one up at the community itself.

More about this provider

HumanGood presents Judson Terrace Lodge as affordable senior housing in San Luis Obispo (page title: 'San Luis Obispo, CA Affordable Senior Housing | Judson Terrace Lodge'; apply page title: 'Low-Income Senior Housing'), with eligibility and waiting-list application details on its apply page, both read this run.
Services and programsLow-income senior affordable housing operated by HumanGood, per the official pages read this run. Applications are handled through a Waiting List: applications are distributed only when the Waiting List is open, and apartments are made available as they become vacant. HumanGood publishes a Reasonable Accommodation Policy for applicants and residents with disabilities at its communities, on the main page read this run.
Who it servesLow-income seniors. To be eligible for an apartment, at least one of the applicants must be 62 years of age at the time of application. Occupancy is limited to a maximum of two persons per bedroom, per the official apply page read this run.
Visiting and contact detailsJudson Terrace Lodge, 3042 Augusta St., San Luis Obispo, CA 93401. Phone: (805) 541-4567, TDD 711, Fax (805) 541-4576. Housing Administrator: Michele Bloom, per the official main page read this run. Application packages can be downloaded from the community's apply page or obtained at the community.
Websitehttps://www.humangood.org/judson-terrace-lodge

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Judson Terrace Lodge

Where is Judson Terrace Lodge located?

Judson Terrace Lodge is at 3042 Augusta St, San Luis Obispo, CA 93401.

How do I contact Judson Terrace Lodge?

Call Judson Terrace Lodge at 805-544-1600.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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