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Independent living

Gardens at Clearwater

Independent living in Kerrville, Texas

Checked November 2, 2026

Provider details
Address451 Clearwater Paseo, Kerrville, TX 78028
CityKerrville
StateTexas
Websitehttps://www.gardens-at-clearwater.com/
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments80
Housing programHUD elderly-designated multifamily housing
Income restrictedNo

The Gardens at Clearwater is an affordable senior (55+) housing apartment community in Kerrville, in the Texas Hill Country. The site describes beautifully landscaped grounds and homes with striking interiors, in a neighborhood convenient to everything Kerrville has to offer. Its owner and manager, Envolve LLC, runs a Resident Lunch Program and a Wellness Program with weekly tips on workouts, healthy recipes, and motivation.

More about this provider

Websitehttps://www.gardens-at-clearwater.com/

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Gardens at Clearwater

Where is Gardens at Clearwater located?

Gardens at Clearwater is at 451 Clearwater Paseo, Kerrville, TX 78028.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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