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Independent living

Luther Place

Independent living in Oil City, Pennsylvania

Checked November 2, 2026

Provider details
Address1 Sycamore St, Oil City, PA 16301
CityOil City
StatePennsylvania
Phone(814) 678-0052
Websitehttps://www.lutheranseniorlife.org/community/luther-place
Age requirement62 and older
Age rule basisSection 202 is HUD's housing program for elderly households; eligibility requires the head of household to be age 62 or older.
Apartments50
Housing programHUD Section 202 PRAC
Income restrictedYes

Luther Place is at 1 Sycamore Street in Oil City. The Lutheran SeniorLife page for the community lists one-bedroom apartments.

Apartments come with a stove and refrigerator furnished, and the page lists an emergency call system and on-site laundry facilities among the amenities offered. For questions, the page gives the phone number 814-678-0052 and the email Paul.Harman@lutheranseniorlife.org.

More about this provider

Lutheran SeniorLife's Luther Place page lists one-bedroom apartments with an emergency call system, on-site laundry facilities, and a stove and refrigerator furnished.
Visiting and contact details1 Sycamore Street, Oil City, PA; 814-678-0052; Paul.Harman@lutheranseniorlife.org
Websitehttps://www.lutheranseniorlife.org/community/luther-place

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Luther Place

Where is Luther Place located?

Luther Place is at 1 Sycamore St, Oil City, PA 16301.

How do I contact Luther Place?

Call Luther Place at (814) 678-0052.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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