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Independent living

Kephart Plaza

Independent living in Lock Haven, Pennsylvania

Checked November 2, 2026

Provider details
Address360 E Park St, Lock Haven, PA 17745
CityLock Haven
StatePennsylvania
Phone570-748-7775
Websitehttps://www.oahskephart.com/
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments101
Housing programHUD Section 8 project-based assistance
Income restrictedYes

Kephart Plaza in Lock Haven offers smoke-free, affordable one-bedroom apartments for qualified elderly or disabled residents. A Resident Service Coordinator helps coordinate supportive services and schedules wellness and educational programs for the community. Residents can use a large community room for games, reading, watching TV, playing pool, and social gatherings, and apartments include cable TV readiness, central air conditioning, high-speed internet access, and a patio.

More about this provider

Official site: Kephart Plaza is a privately owned, 100 - 1 bedroom apartment community providing quality, affordable, smoke-free housing for qualified elderly or disabled individuals in Lock Haven.
Services and programsResident Service Coordinator coordinates supportive services and schedules wellness and educational programs; large Community Room available for games, book reading, watching TV, playing pool and social gatherings; apartment amenities Cable TV Ready, Central A/C, High Speed Internet Access, Patio; parking Surface Lot (all, assigned), Covered Lot (some, assigned), Street (some); pet policy 1 pet per apartment (Bird, Cat, Dog, Fishes), one-time $300 deposit, 25 lbs limit
Who it servesQualified elderly or disabled individuals — site: 'We provide quality, affordable and smoke-free housing for qualified elderly or disabled individuals' in a 1-bedroom apartment community
Visiting and contact detailsKephart Plaza, 360 E PARK ST, Lock Haven, PA 17745; (570) 748-7775. Office hours Monday-Friday 8:00AM to 12:00PM & 1:00PM to 4:00PM, Saturday and Sunday Closed. Site notes close to Clinton County Community Center and on the local bus stop through River Valley Transit (Clinton County Connector).
Websitehttps://www.oahskephart.com/

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Kephart Plaza

Where is Kephart Plaza located?

Kephart Plaza is at 360 E Park St, Lock Haven, PA 17745.

How do I contact Kephart Plaza?

Call Kephart Plaza at 570-748-7775.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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