Independent living
Luther Grove
Independent living in Toledo, Ohio
| Provider details | |
|---|---|
| Address | 2506 Seaman St, Toledo, OH 43605 |
| City | Toledo |
| State | Ohio |
| Phone | 419-698-1919 |
| Website | https://genacrosslutheranservices.org |
| Age requirement | 62 and older |
| Age rule basis | Section 202 is HUD's housing program for elderly households; eligibility requires the head of household to be age 62 or older. |
| Apartments | 51 |
| Housing program | HUD Section 8 (Section 202 property) |
| Income restricted | Yes |
Luther Grove is a quiet, affordable senior apartment community in Toledo with 51 ground-level, one-bedroom homes across five buildings, each with its own patio. Rent is based on income — residents pay 30 percent of their adjusted income — and utilities are included, along with maintenance, lawn care, and snow removal. An on-site service coordinator can help arrange meals, home health care, and housekeeping, and neighbors can join card parties, bingo, Bible studies, and birthday celebrations.
More about this provider
| Genacross Lutheran Services describes Luther Grove as 'an attractive, affordable senior apartment community primarily for individuals 62 years or older' in Toledo, Ohio, across from First St. John Lutheran Church and a mile north of Mercy St. Charles Hospital, adjacent to Luther Hills and Luther Ridge. The campus features 51 apartments in five separate buildings on farmland that formerly supplied food to the Lutheran Orphans' Home. | |
| Services and programs | Many services are provided to residents at no extra cost, including interior maintenance (electrical, heating, air conditioning, plumbing) and exterior maintenance (lawn care, snow and trash removal). Social opportunities include card parties, bingo, Bible studies, lunch outings and monthly birthday parties. An on-site service coordinator assists residents in procuring services such as meals, home health care, and housekeeping. Transportation is available through local senior transportation services. Features: one-bedroom apartments (approx. 540 sq. ft.), ground-level with patio, community room and kitchen, laundry, non-smoking campus, small pets welcome. |
| Who it serves | Primarily individuals 62 years or older; 10 percent of apartments are for individuals 18 years or older who have a disability and need the features of an accessible unit. Eligibility is designed for extremely low-income (at or below 30% of median family income) and very low-income (at or below 50%) individuals. Seniors of all faiths are welcome. |
| Payment types it states | Residents pay 30 percent of adjusted gross annual income. All utilities except telephone and cable TV are included in the rent. A security deposit equal to one month's rent is required before moving in. |
| Visiting and contact details | 2506 Seaman Street, Toledo, OH 43605; P: 419.698.1919, F: 419.698.2570; Celest Clough, Service Coordinator, 419.698.5476. |
| Website | https://genacrosslutheranservices.org |
Who pays for independent living?
What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:
- How to Pay for Independent Living: Rent, Income, and Rental Help
- What Senior Apartments Cost: Rent, Fees, and What the Monthly Payment Covers
Independent living guide · Paying for care
Common questions about Luther Grove
Where is Luther Grove located?
Luther Grove is at 2506 Seaman St, Toledo, OH 43605.
How do I contact Luther Grove?
Call Luther Grove at 419-698-1919.
How much does independent living cost?
There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.
Does Medicare pay for independent living?
No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.
What is the difference between independent living and assisted living?
Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.
Who else pays for independent living besides Medicare?
Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.