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Independent living

Luther Crest

Independent living in Toledo, Ohio

Checked November 2, 2026

Provider details
Address2519 N Holland Sylvania Rd, Toledo, OH 43615
CityToledo
StateOhio
Phone419-841-5689
Websitehttps://genacrosslutheranservices.org/
Age requirement62 and older
Age rule basisSection 202 is HUD's housing program for elderly households; eligibility requires the head of household to be age 62 or older.
Apartments71
Housing programHUD Section 8 (Section 202 property)
Income restrictedYes

Luther Crest is an affordable apartment community in west Toledo for people age 62 and older. It sits on a shared campus with Luther Woods, between Central Avenue and Bancroft Street, close to shopping, restaurants, and medical facilities. Seniors of all faiths are welcome.

The community has 71 one-bedroom apartments in two buildings. Each apartment is on the ground level with a patio and includes a living room with dining space, a full bath, and a kitchen. There is a community room and kitchen, laundry, mailboxes, parking, and pleasant grounds, and the campus is non-smoking. Small pets are welcome.

Residents pay 30 percent of their adjusted gross income, and all utilities except telephone and cable TV are included. Services at no extra cost include maintenance inside and outside the building, and an on-site service coordinator can help residents arrange meals, home health care, and housekeeping. Social activities may include card parties, bingo, Bible studies, lunch outings, and monthly birthday parties.

More about this provider

Luther Crest is a subsidized, affordable 71-apartment community in two buildings in west Toledo for seniors, with one-bedroom ~540 sq ft ground-level apartments with patio, individually controlled heat/AC, community room/kitchen, laundry, parking, non-smoking campus and small pets welcome.
Services and programsServices at no extra cost include interior maintenance (electrical, heating, AC, plumbing) and exterior maintenance (lawn care, snow and trash removal); social opportunities including card parties, bingo, Bible studies, lunch outings and monthly birthday parties; transportation through local senior transportation services; on-site service coordinator assisting with meals, home health care and housekeeping.
Who it servesPrimarily individuals age 62 or older; seniors of all faiths welcome; 10 percent of apartments for individuals 18+ with a disability needing accessible-unit features; eligibility for extremely low-income (not exceeding 30% of median family income) and very low-income (not exceeding 50%), with verification and annual recertification.
Payment types it statesResidents pay 30 percent of adjusted gross annual income; all utilities except telephone and cable TV included in rent; described as subsidized housing for seniors.
Visiting and contact detailsLuther Crest, 2519 N. Holland Sylvania Road, Toledo, OH 43615; Phone 419.841.5689, Fax 419.841.4844; Carl Thebeau, Service Coordinator, 419.841.5688; contact housing manager for current income eligibility levels; campus shared with Luther Woods, between Central Avenue and Bancroft Street.
Websitehttps://genacrosslutheranservices.org/

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Luther Crest

Where is Luther Crest located?

Luther Crest is at 2519 N Holland Sylvania Rd, Toledo, OH 43615.

How do I contact Luther Crest?

Call Luther Crest at 419-841-5689.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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