Independent living
Lutheran Housing Services #13
Independent living in Oak Harbor, Ohio
| Provider details | |
|---|---|
| Address | 240 Finke Rd, Oak Harbor, OH 43449 |
| City | Oak Harbor |
| State | Ohio |
| Website | https://genacrosslutheranservices.org/covenant-harbor/ |
| Age requirement | 62 and older |
| Age rule basis | Section 202 is HUD's housing program for elderly households; eligibility requires the head of household to be age 62 or older. |
| Apartments | 24 |
| Housing program | HUD Section 202 PRAC |
| Income restricted | Yes |
Covenant Harbor, at 240 Finke Road in Oak Harbor, is an affordable apartment community for seniors age 62 and older. It sits across the street from Veterans Memorial Park and offers a quiet, rural setting for independent living. Seniors of all faiths are welcome.
The one-bedroom apartments are all on the ground level with a patio. Each home has a living room with dining space, a full bath, and a kitchen with a range, sink and refrigerator, plus heat and air conditioning you control yourself. A community room and kitchen, laundry, and mailboxes are reached through a central hallway.
A service coordinator on site can help residents find services such as meals, home health care, and housekeeping. Maintenance, lawn care, and snow and trash removal are provided at no extra cost, and activities can include card parties, bingo, Bible studies, lunch outings, and monthly birthday parties. Residents pay 30 percent of their adjusted gross annual income, with all utilities except telephone and cable TV included.
More about this provider
| One-bedroom apartments (approximately 540 sq. ft.) with living room and dining space, full bath, and kitchen with range, sink and refrigerator; all apartments on ground level with a patio; individually controlled heat and air conditioning; central hallway to lobby, social areas, laundry and mailboxes; community room and kitchen; convenient parking and pleasant grounds; cable TV available for an additional fee; non-smoking campus; small pets welcome. Located across the street from Veterans Memorial Park in Oak Harbor. | |
| Services and programs | On-site service coordination: a service coordinator is available on-site to assist residents in procuring services such as meals, home health care, and housekeeping. Services provided at no extra cost include interior maintenance of electrical, heating, air conditioning and plumbing systems, and exterior maintenance such as lawn care and snow and trash removal. Social opportunities may include card parties, bingo, Bible studies, lunch outings and monthly birthday parties, per the monthly activity calendar. Transportation is available through local senior transportation services. |
| Who it serves | An affordable senior apartment community for individuals age 62 years or older, designed for very low-income individuals - HUD defines very low income as not exceeding 50 percent of the median family income for the county or metropolitan area. The page states seniors of all faiths are welcome. |
| Payment types it states | Residents pay 30 percent of adjusted gross annual income. All utilities except telephone and cable TV are included in the rent. A security deposit equal to one month's rent is required before moving in. |
| Visiting and contact details | 240 Finke Road, Oak Harbor, OH 43449. P: 419.898.6460 | F: 419.898.3056. Celest Clough, Service Coordinator, 419.898.1469. Genacross Lutheran Services headquarters listed on the page: 2021 N. McCord Rd, Toledo, OH 43615. |
| Website | https://genacrosslutheranservices.org/covenant-harbor/ |
Who pays for independent living?
What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:
- How to Pay for Independent Living: Rent, Income, and Rental Help
- What Senior Apartments Cost: Rent, Fees, and What the Monthly Payment Covers
Independent living guide · Paying for care
Common questions about Lutheran Housing Services #13
Where is Lutheran Housing Services #13 located?
Lutheran Housing Services #13 is at 240 Finke Rd, Oak Harbor, OH 43449.
How much does independent living cost?
There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.
Does Medicare pay for independent living?
No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.
What is the difference between independent living and assisted living?
Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.
Who else pays for independent living besides Medicare?
Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.