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Independent living

Elm Street Senior Apartments

Independent living in Cincinnati, Ohio

Checked November 2, 2026

Provider details
Address1500 Elm St, Cincinnati, OH 45202
CityCincinnati
StateOhio
Phone513 381 1171
Websitehttps://otrch.org/wp-content/uploads/2023/12/OTRCH_Newsletter_Fall_2013.pdf
Age requirement62 and older
Age rule basisSection 202 is HUD's housing program for elderly households; eligibility requires the head of household to be age 62 or older.
Apartments14
Housing programHUD Section 202 PRAC
Income restrictedYes

Elm Street Senior Apartments is a small affordable home for older adults in Cincinnati's Over-the-Rhine neighborhood. It was developed by Over-the-Rhine Community Housing, a nonprofit that develops and manages resident-centered affordable housing. The building was made to give low-income seniors a safe home they can afford, with attention to accessibility and support services. OTRCH also offers resident services to help people settle into housing and stay stable in their homes. To ask about living here, call OTRCH at 513-381-1171.

More about this provider

Over-the-Rhine Community Housing's Fall 2013 newsletter reports on its Elm Street Senior Housing project (the 1500 Elm St senior development), describing construction of the new elevator corridor and unit layouts and noting the building was originally constructed by Christian Moerlein as a brewery ice house; OTRCH describes its mission as building and sustaining affordable, comfortable housing for low-income residents of Over-the-Rhine. No current property page with services, rents, or contact details for this location was found on otrch.org.
Who it servesSeniors — the project is Elm Street Senior Housing, developed by Over-the-Rhine Community Housing for low-income residents of Over-the-Rhine (per the operator's newsletter)
Websitehttps://otrch.org/wp-content/uploads/2023/12/OTRCH_Newsletter_Fall_2013.pdf

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Elm Street Senior Apartments

Where is Elm Street Senior Apartments located?

Elm Street Senior Apartments is at 1500 Elm St, Cincinnati, OH 45202.

How do I contact Elm Street Senior Apartments?

Call Elm Street Senior Apartments at 513 381 1171.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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