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Residential care

The Plaza At Clover Lake

Residential care in Carmel, New York

Checked November 4, 2026

Provider details
Address838 Fair Street
CityCarmel
StateNew York
ZIP code10512
CountyPutnam
Phone845-878-4111
Websitehttp://www.cloverlakeliving.com/
OwnershipLLC
License number580-F-001
License typeAdult Care Facility — Adult Home (Article 7, New York Social Services Law)
Licensing statusLicensed — New York State Department of Health, Adult Care Facility
Capacity184
Care typesresidential care, assisted living
Services offered24-hour supervision and personal care, assistance with activities of daily living, Assisted Living Program (Medicaid) services
CMS quality noteLicensed by the New York State Department of Health.

The Plaza at Clover Lake in Carmel is an assisted living community set in a quiet, comforting atmosphere. Residents can choose private or semi-private furnished apartments with views of the lake, eat in restaurant-style dining, and join activities with other residents, including movies in the in-house theater and games in the billiards room. The community says its goal is to help residents stay active and independent while getting the assistance they need. It is at 838 Fair Street in Carmel.

More about this provider

The Plaza at Clover Lake's own site presents an assisted living facility in Carmel, NY with a quiet, comforting atmosphere, private and semi-private furnished accommodations with picturesque lake views, restaurant-style dining, spacious social common areas, an in-house movie theater and billiards room, under the motto 'We Care & It Shows'.
Services and programsAssisted living (encouraging residents to maintain an active and independent lifestyle while getting the assistance they need); beautifully furnished private and semi-private accommodations with lake views; spacious common areas; restaurant-style culinary experience; social life programming including an in-house movie theater and billiards room
Who it servesSeniors seeking assisted living / independent senior living in Carmel, NY
Visiting and contact details838 Fair Street, Carmel, NY 10512; Call Us 845-878-4111; Email info@cloverlakeliving.com; facility tours offered ('Tour Our Facility')
Websitehttp://www.cloverlakeliving.com/

Who pays for residential care?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Residential care guide · Paying for care

Other residential care in Putnam County

Common questions about The Plaza At Clover Lake

Where is The Plaza At Clover Lake located?

The Plaza At Clover Lake is at 838 Fair Street, Carmel, New York 10512.

What care and services does The Plaza At Clover Lake offer?

The Plaza At Clover Lake offers residential care, assisted living, 24-hour supervision and personal care, assistance with activities of daily living, Assisted Living Program (Medicaid) services.

How do I contact The Plaza At Clover Lake?

Call The Plaza At Clover Lake at 845-878-4111.

How much does assisted living cost?

The national median cost of assisted living is $6,200 a month (CareScout Cost of Care Survey, 2025). Costs in New York can be higher or lower. The price goes up when a person needs more help with daily tasks. See our guide to assisted living costs and who pays for the full picture.

Does Medicare pay for assisted living?

No. Medicare does not pay for the rent or the day-to-day help in assisted living. That help is called custodial care, and Medicare does not cover it. Medicare still pays for your medical care while you live there, like doctor visits, hospital care, and home health visits.

What is the difference between assisted living and a nursing home?

Assisted living gives a room, meals, and help with daily tasks like bathing and dressing. Staff are on hand day and night, but it does not give round-the-clock nursing care. A nursing home gives skilled nursing care and rehab around the clock. People who need help but not daily medical care often pick assisted living. People who need daily medical care often need a nursing home.

Who else pays for assisted living besides Medicare?

Most people pay out of pocket. Medicaid pays for care services in assisted living in many states through waiver programs, but it does not pay the rent. A VA pension called Aid and Attendance can add money each month for veterans who need help with daily tasks. Long-term care insurance can pay for part of the cost.

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