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Independent living

Sterling Tower Apartments

Independent living in Sterling, Illinois

Checked November 2, 2026

Provider details
Address2403 E 19th St, Sterling, IL 61081
CitySterling
StateIllinois
Phone(815) 626-6873
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments111
Housing programHUD Section 8 project-based assistance
Income restrictedYes

Photos

Sterling Tower ApartmentsSterling Tower ApartmentsSterling Tower ApartmentsSterling Tower ApartmentsSterling Tower ApartmentsSterling Tower Apartments

Photos from the provider's own website.

Sterling Towers offers clean, comfortable and affordable apartments for people over the age of 62 and for people who are disabled, and rent is subsidized by the Federal Government for qualified applicants. Some apartments are specially designed for people who are physically handicapped or disabled. The building has elevators, on-site laundry, a beauty shop, an exercise area, a library and puzzle room, and a community room, with on-site management and 24-hour emergency maintenance.

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Sterling Tower Apartments

Where is Sterling Tower Apartments located?

Sterling Tower Apartments is at 2403 E 19th St, Sterling, IL 61081.

How do I contact Sterling Tower Apartments?

Call Sterling Tower Apartments at (815) 626-6873.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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