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Nursing home / skilled nursing

Pearl Of St Charles, The

Nursing home / skilled nursing in St Charles, Illinois

Checked November 7, 2026

Provider details
Address850 DUNHAM RD
CitySt Charles
StateIllinois
ZIP code60174
CountyKane
Phone630-443-4400
CMS certification number (CCN)145980
OwnershipFor profit - Limited Liability company
Certified beds109
CertificationMedicare and Medicaid
First approved for Medicare/MedicaidJune 30, 1999
Located in a hospitalN
Continuing care retirement communityN
Care typesskilled nursing, rehab services
Services offeredskilled nursing care, rehabilitation services

Pearl Of St Charles, The is in 850 DUNHAM RD, St Charles, IL 60174. Phone: 630-443-4400. Ownership: For profit - Limited Liability company. CMS rates it 3 out of 5 stars overall (health inspection 3, staffing 2, quality measures 3). CMS inspection and staffing detail: total weighted health survey score 86.500; 3 federal fines totaling $41294.00; total nursing staff turnover 74.0%.

Quality measures

Source: CMS · CMS processing date: 2026-10-01

Star ratings and staffing hours
Overall rating3 of 5
Health inspection rating3 of 5
Staffing rating2 of 5
Quality measure rating3 of 5
Long-stay quality rating3 of 5
Short-stay quality rating3 of 5
RN staffing hours per resident per day0.96
Total nurse staffing hours per resident per day3.61

Inspection results

Source: CMS · processing date 2026-10-01
Rating Cycle 1 Total Health Score28
Total Weighted Health Survey Score86.500
Rating Cycle 2/3 Total Health Score262
Rating Cycle 1 Health Deficiency Score28
Rating Cycle 2/3 Health Deficiency Score262
Rating Cycle 1 Standard Survey Health Date2026-07-30
Rating Cycle 1 Total Number of Health Deficiencies7
Rating Cycle 2/3 Total Number of Health Deficiencies28
Rating Cycle 1 Number of Standard Health Deficiencies5
Rating Cycle 1 Number of Complaint Health Deficiencies2
Rating Cycle 2/3 Number of Complaint Health Deficiencies16

Staffing

Source: CMS · processing date 2026-10-01
Nursing Case-Mix Index1.64095
Registered Nurse turnover68.2
Nursing Case-Mix Index Ratio1.16359
Total nursing staff turnover74.0
Reported LPN Staffing Hours per Resident per Day0.62003
Reported Licensed Staffing Hours per Resident per Day1.57507
Number of administrators who have left the nursing home0
Reported Nurse Aide Staffing Hours per Resident per Day2.03682
Registered Nurse hours per resident per day on the weekend0.66848
Total number of nurse staff hours per resident per day on the weekend3.10697

Penalties

Source: CMS · processing date 2026-10-01
Number of Fines3
Number of Payment Denials0
Total Number of Penalties3
Total Amount of Fines in Dollars41294.00

Ownership

Source: CMS · processing date 2026-10-01
Chain ID595
Chain NamePEARL HEALTHCARE
Legal Business NamePEARL OF ST. CHARLES, LLC
Chain Average QM Rating3.8
Chain Average Staffing Rating2.4
Number of Facilities in Chain15
Chain Average Overall 5-star Rating2.7
Chain Average Health Inspection Rating2.7
Provider Changed Ownership in Last 12 MonthsN

Occupancy and payer mix

Source: CMS · processing date 2026-10-01
Abuse IconN
High Performing IconN
With a Resident and Family CouncilBoth
Average Number of Residents per Day82.8
Automatic Sprinkler Systems in All Required AreasYes
Most Recent Health Inspection More Than 2 Years AgoN

Who pays for nursing home / skilled nursing?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Nursing home / skilled nursing guide · Paying for care

Other nursing home / skilled nursing in Kane County

Common questions about Pearl Of St Charles, The

Where is Pearl Of St Charles, The located?

Pearl Of St Charles, The is at 850 DUNHAM RD, St Charles, Illinois 60174.

What care and services does Pearl Of St Charles, The offer?

Pearl Of St Charles, The offers skilled nursing, rehab services, skilled nursing care, rehabilitation services.

Is Pearl Of St Charles, The Medicare-certified?

Yes. Pearl Of St Charles, The is certified for both Medicare and Medicaid.

What is Pearl Of St Charles, The's quality rating?

CMS gives Pearl Of St Charles, The an overall star rating of 3 out of 5.

How do I contact Pearl Of St Charles, The?

Call Pearl Of St Charles, The at 630-443-4400.

How much does a nursing home cost?

The national median cost of a nursing home is $9,581 a month for a semi-private room and $10,798 a month for a private room (CareScout Cost of Care Survey, 2025). Costs in Illinois can be higher or lower. See our guide to nursing home costs and who pays for the full picture.

Does Medicare pay for a nursing home?

Medicare Part A pays for skilled nursing care in a certified nursing home for up to 100 days in each benefit period. You need a hospital stay of at least 3 days first. You pay $0 a day for days 1 to 20, then $217 a day for days 21 to 100 (2026). After day 100, Medicare pays $0. Medicare does not pay for long-term care that only helps with daily tasks. Medicare Advantage plans cover skilled nursing too, with their own costs and rules. A Medigap plan can pay the daily cost share toward the Original Medicare benefit.

What is the difference between a nursing home and assisted living?

A nursing home gives skilled nursing care and rehab around the clock. Assisted living gives a room, meals, and help with daily tasks like bathing and dressing. It does not give round-the-clock nursing care. People who need daily medical care often need a nursing home. People who need help but not daily medical care often pick assisted living.

Who else pays for a nursing home besides Medicare?

Medicaid pays for nursing home care for people who meet its income and asset rules. It is the main payer for long stays. The VA pays for some veterans in VA or contract nursing homes. Long-term care insurance can pay for part of the cost. Most other costs are paid out of pocket.

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