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Independent living

Christian Life Retirement Center Iv

Independent living in Loves Park, Illinois

Checked November 2, 2026

Provider details
Address4260 Sunset Ter, Loves Park, IL 61111
CityLoves Park
StateIllinois
Phone(815)637-6000
Websitehttps://embraceliving.org/greencastle-of-loves-park/
Age requirement62 and older
Age rule basisSection 202 is HUD's housing program for elderly households; eligibility requires the head of household to be age 62 or older.
Apartments39
Housing programHUD Section 202 PRAC
Income restrictedYes

This Loves Park community, at 4260 Sunset Terrace, is run by Embrace Living Communities and is now called Greencastle of Loves Park. Its apartments were designed for people aged 62 and over, and the program is subsidized by the U.S. Department of Housing and Urban Development, with eligible applicants placed on a waiting list. Activities named on the community's page include games, arts and crafts, music, gardening, therapy animal visits, and help learning to use phones and computers.

More about this provider

Embrace Living Communities presents this property, under its current name Greencastle of Loves Park, as affordable housing for older adults with volunteer-led social, creative, gardening, therapy-animal and technology-help programs.
Services and programsAffordable apartment housing for older adults, operated by Embrace Living Communities under its current name, Greencastle of Loves Park. The community page names resident activities and volunteer-led programs including indoor and outdoor games (card and board games, bean bag baseball, Connect 4), encouragement card writing, the 'Leaving My Legacy' story project, certified therapy animal visits, gardening, arts and crafts, music/sing-a-longs, and the Passport to Technology program helping residents with smartphones, computers, email, and social media.
Who it servesPersons aged 62 and over — the operator's application page states: 'This apartment has been designed for those persons aged 62 and over.'
Payment types it statesGovernment-subsidized housing: the operator's application page states the program 'is subsidized by the Department of Housing and Urban Development (HUD)' and that eligible applicants are placed on an Active Wait List.
Visiting and contact details4260 Sunset Terrace, Loves Park, IL 61111 (address as listed in Embrace Living Communities' own community directory). Phone as published on the operator's community and application pages: (888) 626-7724. No office hours published on the pages read.
Websitehttps://embraceliving.org/greencastle-of-loves-park/

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Christian Life Retirement Center Iv

Where is Christian Life Retirement Center Iv located?

Christian Life Retirement Center Iv is at 4260 Sunset Ter, Loves Park, IL 61111.

How do I contact Christian Life Retirement Center Iv?

Call Christian Life Retirement Center Iv at (815)637-6000.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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