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Independent living

Creekside Terrace

Independent living in Cissna Park, Illinois

Checked November 2, 2026

Provider details
Address512 Prairie Ln, Cissna Park, IL 60924
CityCissna Park
StateIllinois
Phone815-457-3535
Websitehttps://www.rcpmco.com/creekside-terrace
Age requirement62 and older
Age rule basisSection 202 is HUD's housing program for elderly households; eligibility requires the head of household to be age 62 or older.
Apartments15
Housing programHUD Section 202 PRAC
Income restrictedYes

Creekside Terrace offers comfortable, affordable apartment living in Cissna Park for seniors and individuals with disabilities. Its cozy 1-bedroom apartments are designed to support independent living, with practical layouts and everyday conveniences, in a welcoming community that encourages connection while still offering privacy and peace of mind. Anyone age 62 or older may apply, and because the building was built under an agreement with HUD for low-income residents, rent is about 30 percent of the household's adjusted monthly income. The office is open Tuesdays and Thursdays from 8 a.m. to 5 p.m. Creekside Terrace is at 512 Prairie Lane, Cissna Park, IL 60924, and can be reached at 815-457-3535.

More about this provider

RCPMCO (property manager) page for Creekside Terrace in Cissna Park: affordable senior apartments with cozy 1-bedroom apartments designed to support independent living. The page carries an 'Apartment Features & Community Amenities' heading but the individual amenity list items were not published in the readable page text, so no further specific amenities are recorded.
Services and programsThe manager, Robert Cottingham Property Management Company (RCPMCO), states it provides affordable senior housing, income-based apartments, HUD-assisted housing, property management, and resident services. The property page describes cozy 1-bedroom apartment living designed to support independent living, in a welcoming environment that encourages connection while maintaining privacy.
Who it servesSeniors and individuals with disabilities in Cissna Park, IL. Anyone who is 62 years and older may apply for residence at Creekside Terrace. The building was constructed under an agreement with the U.S. Department of Housing and Urban Development (HUD) specifically designed for low-income residents; low-income means the family's income must be at or below 50% of the area median income.
LanguagesNo specific languages are published. The page's non-discrimination statement says all interested persons will be given information on LEP (Limited English Proficiency) and asked if they need any translation assistance.
Payment types it statesRent will be approximately thirty percent (30%) of the adjusted monthly income of all residents in the unit, under the HUD agreement for low-income residents (income at or below 50% of area median income). No other payment types are stated on the page.
Visiting and contact details512 Prairie Ln., Cissna Park, IL 60924; Hours: Tuesday & Thursday 8 a.m. - 5 p.m.; Phone: 815-457-3535, Fax: 815-457-3536, Email: creeksideterrace512@gmail.com. The manager's own office contact is also shown (Robert Cottingham Property Management Company, Peoria, IL, 309-673-2252).
Websitehttps://www.rcpmco.com/creekside-terrace

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Creekside Terrace

Where is Creekside Terrace located?

Creekside Terrace is at 512 Prairie Ln, Cissna Park, IL 60924.

How do I contact Creekside Terrace?

Call Creekside Terrace at 815-457-3535.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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