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Independent living

Shade Tree Apartments

Independent living in Ruskin, Florida

Checked November 2, 2026

Provider details
Address3511 Great Cypress Cir, Ruskin, FL 33573
CityRuskin
StateFlorida
Phone(813) 694-9991
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments260
Housing programHUD elderly-designated multifamily housing
Income restrictedNo

Photos

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Photos from the provider's own website.

Shadetree Apartments in Ruskin is a community of smaller buildings set among lawns, ponds, and a lagoon, with one-, two-, and three-bedroom homes from 800 to 1,527 square feet. Homes have private patios or balconies and walk-in closets, and the site lists a price range of $1427 to $2492. Residents can use the fitness center, swimming pool and sundeck, therapeutic sauna, and clubhouse, and the community is pet-friendly with a large on-site dog park. An on-site management team handles questions and requests, and rent can be paid online.

Prices stated by the provider

These prices are the provider's own, read from its website. They are not the verified cost figures published in this site's guides — call the provider to confirm what a stay would cost.

Good to know

Policies the provider states
PetsPet-friendly community with a large on-site dog park (home page)

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Shade Tree Apartments

Where is Shade Tree Apartments located?

Shade Tree Apartments is at 3511 Great Cypress Cir, Ruskin, FL 33573.

How do I contact Shade Tree Apartments?

Call Shade Tree Apartments at (813) 694-9991.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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