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Independent living

Charlotte Towers

Independent living in Port Charlotte, Florida

Checked November 2, 2026

Provider details
Address2295 Aaron St, Port Charlotte, FL 33952
CityPort Charlotte
StateFlorida
Phone(941) 629-6664
Websitehttp://www.phhf.com
Age requirement62 and older
Age rule basisSection 202 is HUD's housing program for elderly households; eligibility requires the head of household to be age 62 or older.
Apartments97
Housing programHUD Section 8 (Section 202 property)
Income restrictedYes

Charlotte Towers is a 97-apartment affordable community at 2295 Aaron Street in Port Charlotte, built to serve elderly and disabled persons and families under Section 202 of the Housing Act of 1959. Of its apartments, 87 are for elderly families where the head or co-head is 62 or older, and 10 are mobility-accessible apartments for disabled persons and families who need those features. The community does not accept housing choice vouchers. For information, call (941) 629-6664 or TTY (800) 955-8771.

More about this provider

The operator site names this property Presbyterian Homes of Charlotte, dba Charlotte Towers, a Section 202 affordable housing community at 2295 Aaron Street, Port Charlotte, with 97 apartments — 87 for elderly families and 10 mobility-accessible apartments for disabled persons and families. Property detail comes from the operator's own Resident Selection Plan PDF hosted on phhf.com; the property web pages themselves rendered only the Equal Housing Opportunity / USDA nondiscrimination statement in text form, and the plan does not list amenities.
Services and programsAffordable housing community operated by Presbyterian Homes of Charlotte, Inc. (owner) with Presbyterian Homes and Housing Foundation of Florida, Inc. as management agent. The official-site Resident Selection Plan (revised May 31, 2024) covers applications, waiting-list procedures, occupancy standards, and apartment assignments including accessible units — no named resident activity/service program list is published in the official pages/documents read.
Who it servesBuilt and designated to serve elderly and disabled persons and families as defined in Section 202 of the Housing Act of 1959. 97 apartments total: 87 designated exclusively for elderly families (head or co-head 62 years of age or older) and 10 mobility-accessible apartments designated exclusively for disabled persons and families (elderly or nonelderly) who require the accessible features.
Payment types it statesSection 202 federally assisted housing; applicants must agree to pay the rent required by the program under which they will receive assistance. The Resident Selection Plan states explicitly: This community does not accept housing choice vouchers.
Visiting and contact detailsCharlotte Towers, 2295 Aaron Street, Port Charlotte, Florida 33952; Phone: (941) 629-6664; Fax: (941) 629-6435; TTY: (800) 955-8771. Foundation headquarters on the official homepage: Presbyterian Homes and Housing Foundation of Florida, Inc., 1050 Burlington Avenue North, St. Petersburg, FL 33705, Tel. 727 894-0368, TTY 800-955-8771, Fax 727 823-2476.
Websitehttp://www.phhf.com

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Charlotte Towers

Where is Charlotte Towers located?

Charlotte Towers is at 2295 Aaron St, Port Charlotte, FL 33952.

How do I contact Charlotte Towers?

Call Charlotte Towers at (941) 629-6664.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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