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Independent living

La Posada

Independent living in Santa Cruz, California

Checked November 2, 2026

Provider details
Address609 Frederick St, Santa Cruz, CA 95062
CitySanta Cruz
StateCalifornia
Phone(831) 429-9230
Websitehttps://www.livelaposada.com/
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments150
Housing programHUD Section 8 project-based assistance
Income restrictedYes

La Posada is a 55+ apartment community at 609 Frederick St in Santa Cruz offering independent living for active adults in studio and one-bedroom apartments. Community amenities include a swimming pool, community library, craft room, beauty salon, community garden, activities, and meals. Apartments include carpet and vinyl flooring, bathroom grab bars, electric heat, and utilities included, and common household pets are welcome.

More about this provider

The official WinnResidential site describes La Posada Apartments as comfortable, independent living at a welcoming 55+ apartment community in Santa Cruz, offering affordable apartment homes, convenient services and thoughtfully designed amenities, close to Arana Gulch Open Space Park, shopping, dining, parks and local attractions.
Services and programsIndependent living apartment homes with convenient services and thoughtfully designed amenities; community amenities and floor plans featured on the site; the site states La Posada is not a senior living, assisted living, or care facility and residents maintain their independence
Who it servesA welcoming 55+ apartment community in Santa Cruz, California, designed for active adults seeking a low-maintenance lifestyle
Visiting and contact detailsOffice Hours: Monday - Friday 9:00am - 5:00pm, Saturday - Sunday Closed; 609 Frederick St, Santa Cruz, CA 95062; 831-295-8724; TTY 711 (as shown on the official site)
Websitehttps://www.livelaposada.com/

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about La Posada

Where is La Posada located?

La Posada is at 609 Frederick St, Santa Cruz, CA 95062.

How do I contact La Posada?

Call La Posada at (831) 429-9230.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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