Independent living
Mercy Terrace
Independent living in San Francisco, California
| Provider details | |
|---|---|
| Address | 333 Baker St, San Francisco, CA 94117 |
| City | San Francisco |
| State | California |
| Phone | (415) 931-2325 |
| Age requirement | 62 and older |
| Age rule basis | HUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household. |
| Apartments | 158 |
| Housing program | HUD Section 8 project-based assistance |
| Income restricted | Yes |
Mercy Terrace is a community in San Francisco for seniors ages 62 and above, run by Mercy Housing. It is at 333 Baker Street, and the site says it is centrally located close to shopping, restaurants, public transportation and parks.
The community has 157 renovated studio and 1-bedroom apartments. Residents pay approximately 30 percent of their household adjusted income in rent, and income and occupancy restrictions apply.
Mercy Terrace is a pet friendly and non smoking community. The building has controlled access with 24/7 front desk monitoring, a laundry center on site, and limited on site parking. There is also an outdoor space with a rose garden.
Residents can use on site resident services, a food pantry, and weekly activities and events.
The site states that the studio and 1 bedroom waitlist is now closed. It says a virtual lottery was conducted on Friday, August 29, 2025, and that lottery results were to be posted by Friday, September 5, 2025, on the DAHLIA San Francisco Housing Portal.
Who pays for independent living?
What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:
- How to Pay for Independent Living: Rent, Income, and Rental Help
- What Senior Apartments Cost: Rent, Fees, and What the Monthly Payment Covers
Independent living guide · Paying for care
Common questions about Mercy Terrace
Where is Mercy Terrace located?
Mercy Terrace is at 333 Baker St, San Francisco, CA 94117.
How do I contact Mercy Terrace?
Call Mercy Terrace at (415) 931-2325.
How much does independent living cost?
There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.
Does Medicare pay for independent living?
No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.
What is the difference between independent living and assisted living?
Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.
Who else pays for independent living besides Medicare?
Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.