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Independent living

Ontario Senior Housing, Inc.

Independent living in Ontario, California

Checked November 2, 2026

Provider details
Address1433 E D St, Ontario, CA 91764
CityOntario
StateCalifornia
Websitehttp://www.csi.coop/housing/ca/ontario/palm-terrace-i/default.aspx
Age requirement62 and older
Age rule basisSection 202 is HUD's housing program for elderly households; eligibility requires the head of household to be age 62 or older.
Apartments91
Housing programHUD Section 202 PRAC
Income restrictedYes

Photos

Ontario Senior Housing, Inc.

Photos from the provider's own website.

Palm Terrace I is a 91-unit senior co-operative in Ontario with one-bedroom, one-bathroom apartments, balconies on the second floor and patios on the first floor. Resident members take part in running the building and gather in a large community room for activities such as bingo, Loteria, barbecues and potlucks. An on-site service coordinator helps residents with supportive services, and local buses run to medical offices, hospitals and the senior center.

More about this provider

CSI Support & Development's page presents Palm Terrace I (Palm Terrace Co-op I) at 1433 East D. Street, Ontario, CA 91764 as a two-story, 91-unit co-operative senior community of 1-bedroom, 1-bathroom apartments where every unit has rent subsidies and resident members pay 30% of income for rent, with an on-site Service Coordinator and resident-organized activities. Per the crawl, no smoking in any common areas and within 25 feet of the building, and the 1-bedroom and accessible waitlists were closed.
Services and programsOn-site Service Coordinator who assists residents with supportive services; member activities organized by residents including Loteria, Bingo, Bunko, barbecues and potlucks; local public bus services to medical offices, hospitals and the senior center. Amenities per the crawl: community room with a high cathedral-like ceiling and a view of the mountains and interior courtyard; individual balconies on the second floor and individual patios on the first floor; landscaped grounds with sycamore, pine and palm trees.
Who it servesSeniors who are resident members of the co-operative; an affordable housing community where every unit has rent subsidies.
Payment types it statesEvery unit has rent subsidies, and resident members only pay 30% of their income for rent (a subsidy rule stated by the provider, not a dollar price).
Visiting and contact detailsPalm Terrace I, 1433 East D. Street, Ontario, CA 91764; CSI Support & Development call number +1 800-500-7725 (a second number, +1 586-753-9002, also appears on the page).
Websitehttp://www.csi.coop/housing/ca/ontario/palm-terrace-i/default.aspx

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Ontario Senior Housing, Inc.

Where is Ontario Senior Housing, Inc. located?

Ontario Senior Housing, Inc. is at 1433 E D St, Ontario, CA 91764.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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