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Independent living

Oak Center Towers

Independent living in Oakland, California

Checked November 2, 2026

Provider details
Address1515 Market St, Oakland, CA 94607
CityOakland
StateCalifornia
Phone510-465-1166
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments196
Housing programHUD Section 8 project-based assistance
Income restrictedYes

Oak Center Towers is a senior apartment community in Oakland, California. It is one of the communities listed by CARING Housing Ministries, which says it looks for more than housing for its residents — a home, a comfortable place that welcomes you, and a strong sense of community.

The community is at 1515 Market Street, Oakland, CA 94607. You can reach it by phone at (510) 465-1166.

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Oak Center Towers

Where is Oak Center Towers located?

Oak Center Towers is at 1515 Market St, Oakland, CA 94607.

How do I contact Oak Center Towers?

Call Oak Center Towers at 510-465-1166.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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