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Independent living

Northgate Terrace

Independent living in Oakland, California

Checked November 2, 2026

Provider details
Address550 24th St, Oakland, CA 94612
CityOakland
StateCalifornia
Phone(510) 465-9346
Websitehttps://www.liveatnorthgateterrace.com/
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments201
Housing programHUD Section 8 project-based assistance
Income restrictedYes

Photos

Northgate TerraceNorthgate Terrace

Photos from the provider's own website.

Northgate Terrace is an affordable apartment community in Oakland for seniors age 62 and older. It offers studio and one-bedroom apartments, and the rent includes all utilities and appliances. Residents can use a large community room, a computer lab, indoor and outdoor fitness areas, and two laundry rooms, and planned activities bring neighbors together. The community is pet-friendly and sits in the Northgate Koreatown neighborhood near public transportation, dining, shopping, and medical facilities.

More about this provider

Northgate Terrace in Oakland's Northgate Koreatown offers affordable studio and one-bedroom apartments for seniors 62+, with all utilities and appliances included, balconies in select homes, a large community room, computer lab, two TV rooms, indoor and outdoor fitness areas, and two laundry facilities, near public transportation.
Services and programsPlanned resident activities and services; computer lab access (official site home and amenities pages).
Who it servesSeniors age 62 and older ('seniors 62 and better'); affordable apartment community (official site).
Visiting and contact details550 24th Street, Oakland, CA 94612; Phone 510-465-9346; office hours Mon-Fri 10:00-16:00; tours offered - site invites visitors to call to schedule a tour.
Websitehttps://www.liveatnorthgateterrace.com/

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Northgate Terrace

Where is Northgate Terrace located?

Northgate Terrace is at 550 24th St, Oakland, CA 94612.

How do I contact Northgate Terrace?

Call Northgate Terrace at (510) 465-9346.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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