Peoples Health Medicare Advantage Patriot No Rx LA (HMO-POS) — 2027

Plan year 2027 · Source: CMS · Checked October 30, 2026

Plan ID: H1961-026-0 · Sold by Peoples Health

What this plan is

This is a Medicare Advantage HMO-POS plan sold in Louisiana. An HMO-POS plan keeps most care inside the network, and you choose a main doctor, with some room to go outside the network on the terms the plan sets. This plan is sold WITHOUT prescription drug coverage, and its name says so: the words No Rx are part of the name Medicare lists for it. That warning matters: a plan with no drug coverage leaves you to find drug coverage some other way, and most people should not go without it. With 64 counties, it is the widest plan sold by this company in Medicare's file, and it is the first plan page built for this company in this section.

The same plan name can appear under other contracts in other areas, and those versions are different plans with their own costs. The numbers on this page belong to this contract only. See the [Peoples Health company page](/medicare-advantage/peoples-health/) for its full list of plans, or [all companies compared](/medicare-advantage/) for the whole field.

Medicare rates this plan's contract 3.5 out of 5 stars overall for 2027.

What it costs

• Monthly premium for the medical part (Part C): $0. This plan carries NO combined medical-plus-drug premium in Medicare's file, because it includes no drug coverage — it is never shown here as a priced drug plan. You still pay your Part B premium each month, just as you would with any Medicare Advantage plan.
• Yearly limit on in-network care: $6,700. Once your copays and coinsurance for Part A and Part B care reach this amount in a year, you pay nothing more for covered in-network care that year.
• Drug coverage: NONE. There is no drug deductible on this page because the plan has no drug benefit.

The premium is not the whole cost, because copays for visits and hospital stays still add up across the year. The yearly limit above is the cap on the medical side of that cost.

Where it is sold

This plan is sold in 64 counties, and the full list is in this page's data record. A plan with the same name under a different contract is a different plan with its own costs, even when the company name on the card looks the same.

Before you join

Before you join, check that your doctors are in the network and that your drugs are on the plan's drug list. Care and Living Guide does not sell or enroll anyone in a plan, so to sign up or check your own case, use Medicare.gov, call 1-800-MEDICARE, or talk with a licensed insurance agent.

More detail about this plan

The full cost picture: this plan charges the Part C premium above and includes no drug coverage, so drug costs would sit in a separate Part D plan with its own premium, deductible, and yearly limit. Copays for visits and hospital stays sit on top of the premium, and the yearly limit above caps what you pay for covered in-network medical care.

Extra benefits: Medicare's Landscape file does not list this plan's dental, vision, hearing, fitness, over-the-counter, or transportation amounts. Those amounts live in the plan's Summary of Benefits and Evidence of Coverage, which Medicare.gov links from this plan's page. This page leaves the amounts blank until the CMS Plan Benefits Package files are loaded, rather than copying numbers from ads.

Drugs: this plan has no drug benefit and no formulary of its own. If you take prescription drugs, price a separate Part D plan before you join, because joining late can add a penalty.

You can join most Medicare Advantage plans for 2027 during the yearly enrollment period, October 15 to December 7, 2026. If you already have a Medicare Advantage plan, you can switch plans or go back to Original Medicare from January 1 to March 31. A move or another big life change can open a special window of its own. To join, use Medicare.gov, call 1-800-MEDICARE, or talk with a licensed insurance agent. Care and Living Guide does not sell or enroll anyone in a plan.

The plan's official phone number and website are listed on its Medicare.gov plan page, checked October 31, 2026. Detail sources for this section: Medicare.gov (Plan Finder, plan pages, enrollment guidance) and SSA.gov (enrollment periods). Those sources add context only. Every figure on this page still comes from CMS.

Care and Living Guide is not connected with or endorsed by the U.S. government or the federal Medicare program. For official information visit Medicare.gov or call 1-800-MEDICARE.