Anthem Medicare Advantage (Regional PPO) — 2027
Plan year 2027 · Source: CMS · Checked October 29, 2026
Plan ID: R5941-016-0 · Sold by Anthem Blue Cross and Blue Shield
What this plan is
This is a Medicare Advantage plan sold as a Regional PPO in Indiana and Kentucky, which means you can often see doctors outside the plan's network, although you pay more when you do. A regional plan covers a whole state area set by Medicare, not just one county group. It covers both medical care and prescription drugs in one plan.
The same plan name can appear under other Anthem contracts in other states, and those versions are different plans with their own costs. The numbers on this page belong to this contract only. See the [Anthem Blue Cross and Blue Shield company page](/medicare-advantage/anthem-blue-cross-and-blue-shield/) for its full list of plans, or [all companies compared](/medicare-advantage/) for the whole field.
Medicare rates this plan's contract 3.5 out of 5 stars overall for 2027, with 3.5 stars for health care and 4.5 stars for drug care.
What it costs
- Monthly premium: $123 for the medical and drug parts together. The medical part alone is $28.10. You still pay your Part B premium each month, just as you would with any Medicare Advantage plan.
- Yearly limit on in-network care: $9,250. Once your copays and coinsurance for Part A and Part B care reach this amount in a year, you pay nothing more for covered in-network care that year.
- Drug deductible: $45 a year. Your drug copays then depend on which tier each of your drugs sits on in the plan's drug list.
This plan costs more each month than most plans in this guide. A higher premium does not by itself mean lower costs when you get care, so add the premium to the copays you expect before you decide.
Where it is sold
This plan is sold in 212 counties in Indiana and Kentucky, and the full list is in this page's data record. A plan with the same name under a different contract is a different plan with its own costs, even when the company name on the card looks the same.
Before you join
Before you join, check that your doctors are in the network, that your drugs are on the plan's drug list, and that the monthly premium fits your budget for the full year. Care and Living Guide does not sell or enroll anyone in a plan, so to sign up or check your own case, use Medicare.gov, call 1-800-MEDICARE, or talk with a licensed insurance agent.
Care and Living Guide is not connected with or endorsed by the U.S. government or the federal Medicare program. For official information visit Medicare.gov or call 1-800-MEDICARE.