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Home › Providers › Ohio › Oregon › Luther Ridge

Independent living

Luther Ridge

Independent living in Oregon, Ohio

Checked November 2, 2026

Provider details
Address80 S Wheeling St, Oregon, OH 43616
CityOregon
StateOhio
Phone419-698-8933
Websitehttps://genacrosslutheranservices.org
Age requirement62 and older
Age rule basisSection 202 is HUD's housing program for elderly households; eligibility requires the head of household to be age 62 or older.
Apartments40
Housing programHUD Section 202 PRAC
Income restrictedYes

Luther Ridge is a subsidized senior apartment community in Oregon, Ohio, for people age 62 and older, operated by Genacross Lutheran Services. Its 40 one-bedroom apartments are all on the ground level, and residents pay 30 percent of their adjusted gross annual income. The community offers a community room, social activities, and an on-site service coordinator who helps residents arrange services such as meals, home health care, and housekeeping.

More about this provider

Genacross Lutheran Services describes Luther Ridge as 'an attractive, affordable senior apartment community for individuals age 62 years or older' in Oregon, Ohio, adjacent to Luther Hills and Luther Grove and about a mile north of Mercy St. Charles Hospital — a 40-unit community offering 'a home with utilities and services at one reasonable rate,' built on farmland that once supplied food to the Lutheran Orphans' Home.
Services and programsMany services are provided to residents at no extra cost, including interior maintenance (electrical, heating, air conditioning, plumbing) and exterior maintenance (lawn care, snow and trash removal). Social opportunities include card parties, bingo, Bible studies, lunch outings and monthly birthday parties. An on-site service coordinator assists residents in procuring services such as meals, home health care, and housekeeping. Transportation is available through local senior transportation services. Features: one-bedroom apartments (approx. 540 sq. ft.), ground-level with patio, community room and kitchen, laundry, non-smoking campus, small pets welcome.
Who it servesIndividuals age 62 years or older; eligibility guidelines are designed to house very low-income individuals (very low income defined by HUD as not exceeding 50 percent of the median family income for the county or metropolitan area). Seniors of all faiths are welcome.
Payment types it statesResidents pay 30 percent of adjusted gross annual income. All utilities except telephone and cable TV are included in the rent. A security deposit equal to one month's rent is required before moving in.
Visiting and contact details80 S. Wheeling Street, Oregon, OH 43616; P: 419.698.8933, F: 419.698.7692; Celest Clough, Service Coordinator, 419.698.7692.
Websitehttps://genacrosslutheranservices.org

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Luther Ridge

Where is Luther Ridge located?

Luther Ridge is at 80 S Wheeling St, Oregon, OH 43616.

How do I contact Luther Ridge?

Call Luther Ridge at 419-698-8933.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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