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Independent living

Firelands Lorain

Independent living in Lorain, Ohio

Checked November 2, 2026

Provider details
Address1025 W Erie Ave, Lorain, OH 44052
CityLorain
StateOhio
Phone(440) 246-5220
Websitehttp://firelandsretirementcenter.com/
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments77
Housing programHUD Section 8 project-based assistance
Income restrictedYes

Firelands Retirement Center in Lorain describes itself on its own site as a sanctuary of compassion and understanding, creating an atmosphere of home, and says it provides support and comfort for all residents and visitors. The center is a HUD-assisted Section 8 project that provides a subsidy for affordable rent. It is operated as Fort Stephenson LLC, doing business as Firelands Retirement Center.

More about this provider

The official homepage publishes only a mission statement and HUD/fair-housing statements for Firelands Retirement Center, Lorain, Ohio (Fort Stephenson LLC, dba Firelands Retirement Center); it lists no amenities, address, phone or visiting details
Services and programsThe site's mission statement is the only service content published: Firelands Retirement Center describes itself as a sanctuary of compassion and understanding, creating an atmosphere of home, and says it provides support and comfort for all residents and visitors; no named services or programs are published
Payment types it statesThe site states: 'The Firelands Retirement Center is a HUD Assisted Section 8 Project which provides a subsidy for affordable rent', also described as a Section 8 Substantial Rehab under Regulation 24 CFR part 881
Websitehttp://firelandsretirementcenter.com/

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Firelands Lorain

Where is Firelands Lorain located?

Firelands Lorain is at 1025 W Erie Ave, Lorain, OH 44052.

How do I contact Firelands Lorain?

Call Firelands Lorain at (440) 246-5220.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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