CLCare and Living GuideCare, costs, and coverage — in plain wordsGet help
Data from Medicare & Medicaid sourcesHow we check our sources  ·  Español
Practical information. Clearer care decisions.

Home › Providers › Ohio › Kettering › The Terraces Apartments

Independent living

The Terraces Apartments

Independent living in Kettering, Ohio

Checked November 2, 2026

Provider details
Address150 W Dorothy Ln, Kettering, OH 45429
CityKettering
StateOhio
Phone937 299-8866
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments102
Housing programHUD Section 8 project-based assistance
Income restrictedYes

The Terraces is a senior apartment community listed by its manager, The Property Management Company, Inc., as affordable housing. The manager's page shows 102 homes at the community and gives a direct phone number, (937) 299-8866, and an email contact for people who want to learn more. Residents can also use a Pay Rent link from the page. The page notes that the manager does not discriminate on the basis of disability status in its federally assisted programs and activities, and it names a contact for coordination on those requirements.

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about The Terraces Apartments

Where is The Terraces Apartments located?

The Terraces Apartments is at 150 W Dorothy Ln, Kettering, OH 45429.

How do I contact The Terraces Apartments?

Call The Terraces Apartments at 937 299-8866.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

Related Guide

Recommended articles