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Home › Providers › California › Chula Vista › Congregational Tower

Independent living

Congregational Tower

Independent living in Chula Vista, California

Checked November 2, 2026

Provider details
Address288 F St, Chula Vista, CA 91910
CityChula Vista
StateCalifornia
Phone(619)420-8700
Websitehttps://rhf.org/congregational-tower/
Age requirement62 and older
Age rule basisHUD designates this property's client group as elderly, and HUD multifamily elderly housing eligibility is age 62 or older for the head of household.
Apartments186
Housing programHUD Section 8 project-based assistance
Income restrictedYes

Congregational Tower in Chula Vista is a smoke-free, subsidized housing community for seniors aged 62 and over, with 186 studio and one-bedroom apartments. Each apartment has a full kitchen, a living and dining area, and a full bathroom, and the building offers a community room with kitchen, a laundry room, a computer lab, a lounge and library, and an outdoor patio with a gas BBQ. Free WiFi is offered throughout the building, and a service coordinator, management staff, and maintenance staff are on site. Rent is based on about 30 percent of income for residents who qualify for a HUD subsidy, and rent includes electric, hot water, trash, and WiFi.

More about this provider

The official operator Retirement Housing Foundation (RHF) presents Congregational Tower as a subsidized, smoke-free housing community for seniors aged 62 & over in Chula Vista, with 186 non-smoking units (a combination of one-bedrooms and studios), a service coordinator on staff, a computer lab, recreational/media and arts and crafts rooms, a lounge/library, free WiFi throughout the building, and a ground-floor laundry room open 24 hours.
Services and programsService Coordinator on staff with a service coordinator office; on-site management staff and on-site maintenance staff; computer lab with touchscreen computers and a printer; recreational/media room; arts and crafts room; lounge/library. The page notes a waiting list for residency and a one-year lease. Building amenities: a community kitchen / community room with kitchen, on-site laundry room (ground floor, open 24 hours, eight coin-operated washers and eight dryers), individual indoor mailboxes, resident parking, elevators (two), outdoor patio with gas BBQ, free WiFi throughout the building including apartments, a large screen Smart TV with applications like Netflix, and energy-efficient updates including full-size appliances and LED fixtures. Units have a full kitchen, living/dining area, and full bathroom, bathroom safety features, individually controlled heat and air conditioning, smoke detectors, emergency call system, new flooring, and window treatments. Smoke-free community. Pets: fish and birds welcomed without a deposit; a small dog or cat welcomed with a refundable pet deposit, limit one animal per apartment with size and breed restrictions.
Who it servesSubsidized housing community for seniors aged 62 & over, as stated in the page FAQs. The page also states 16 handicap-accessible one-bedroom units with lower cabinets, wider doorways, and larger bathrooms, and 16 one-bedroom ADA units.
Payment types it statesSubsidized housing: resident rent is based on approximately 30% of income, with the remainder paid as a subsidy by the Department of Housing and Urban Development (HUD) if the resident qualifies. Rent includes electric, hot water, trash, and free WiFi service; residents pay separately for home phone and cable if desired. Security deposit is the same as one month's full rent.
Visiting and contact detailsPage 'Visit Us' lists Congregational Towers, 288 F Street, Chula Vista, CA 91910. Page 'Contact Us' lists tel 619-420-8700 and TDD 1-800-545-1833 x359. The page also notes main entries are intercom controlled and lock at 5:00 pm daily, visitors may call from intercom boxes at the North and South entrances after hours, a public bus stop is in front of the building, and the Chula Vista Circuit Shuttle is offered to senior residents in Chula Vista (55+) free Monday through Friday, 7am to 7pm.
Websitehttps://rhf.org/congregational-tower/

Who pays for independent living?

What this care costs, and who pays — Medicare, Medicaid, or the family — is covered in these guides:

Independent living guide · Paying for care

Common questions about Congregational Tower

Where is Congregational Tower located?

Congregational Tower is at 288 F St, Chula Vista, CA 91910.

How do I contact Congregational Tower?

Call Congregational Tower at (619)420-8700.

How much does independent living cost?

There is no single price for independent living. Rent is set by each community and varies a lot by city. The cost survey this site uses does not publish a national median for independent living, so we do not print one. Medicare does not pay for it, so families pay the rent out of pocket. See our guide to independent living costs and who pays for the full picture.

Does Medicare pay for independent living?

No. Medicare does not pay rent or housing costs. It pays for your medical care while you live there, like doctor visits, hospital care, and home health visits. The housing itself is paid out of pocket.

What is the difference between independent living and assisted living?

Independent living is housing for older adults who can live on their own. It gives a private home, meals in some places, and social activities. It does not include help with daily tasks. Assisted living adds that help. Staff help with bathing, dressing, and medicine, and staff are on hand day and night.

Who else pays for independent living besides Medicare?

Families pay the rent out of pocket. No insurance pays for independent living rent. Low-income senior apartments funded by HUD keep rent lower for people who qualify. Some veterans put VA pension payments toward the rent.

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